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Best Giving Apps (2026)
A detailed side-by-side of fees, giving channels, church-management tools, and payout speed, the numbers that actually matter to a church.
| #1 | ||
|---|---|---|
| Fees & cost | ||
| Card processing fee | 2.9% + 30¢Amex 3.5% | 2.9% + 30¢Amex 3.5% |
| ACH / bank transfer fee | 1% + 30¢ | ✗no ACH (card only) |
| Monthly / platform fee | $0 coreadd-ons $19–$119/mo | None |
| Donors can cover fees | ✓ | ✓ |
| Giving experience | ||
| Recurring / scheduled giving | ✓ | ✓ |
| Text-to-give | ✓$19/mo add-on | ✗ |
| Giving channels | Online · in-app · kiosk · QR · text | Online · in-app · QR |
| Church-discovery map | ✗ | ✓ |
| Church tools | ||
| Church management (ChMS) | ✓native $72/mo + integrations | ✗minimal; pairs with a ChMS |
| Donor tax statements | ✓ | ✓cross-org |
| Access & value | ||
| Payout speed | ~1–3 business daysto confirm | Next business day |
| Setup / contract | $0 setup · no contract | $0 setup · no contract |
| Non-church nonprofits | ✓ | ✓ |
| Platforms | iOS · Android · Web | iOS · Android · Web |
| Design & experience | ||
| Design & UX rating | 7.5 / 10 | 8.5 / 10 |
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How we score giving apps
For a church buyer, fees and cost carry the most weight, followed by giving channels and church-management depth; donor experience, payout speed, design, and simplicity round it out.
Frequently asked
What is the best giving app for churches in 2026?
By our rubric, Tithe.ly ranks first with a score of 86/100, it supports every giving channel (online, in-app, kiosk, QR, and text), adds a cheaper 1% + 30¢ ACH option, and includes a native church-management system, all on a free giving core. Givelify (80) is the strongest pick for a small church that wants zero monthly fees, the fastest setup, and next-business-day deposits.
Which church giving app has the lowest fees?
Both charge the same 2.9% + 30¢ on card gifts (3.5% on Amex). Tithe.ly is cheaper on recurring giving because it offers ACH bank transfers at 1% + 30¢, while Givelify is card-only with no ACH. Givelify has no monthly platform fee at all; Tithe.ly’s giving core is $0 but its add-ons run $19–$119/mo and its native ChMS is $72/mo.
How do you rank these apps?
We apply one public rubric to the feature data: fees & cost (25%), church management (16%), giving channels (14%), donor experience (13%), design & UX (12%), value / simplicity (12%), and payout speed (8%). No app can pay to change its rank.
Can an app pay to rank higher here?
No. The ranking is earned from the rubric and can never be bought. An app can pay to be included as a clearly-labeled comparison entry, but that inclusion is additive and never reorders or rescores the earned apps.